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Employee Benefits

When You Cover Your Employees, You Cover Yourself

Providing your employees with comprehensive employee benefits is a sure way to attract the best people and keep them working for you. We work with you to get a full picture of the best benefits plan for your business.

As part of this process, we’ll consider:

Benchmarking

Alternative Pricing Arrangements

Cost Containment Strategies

Employee Education

Health and Wellness Initiatives

myHSA

Benchmarking

We provide a comprehensive financial audit, review and analysis that will give you a solid understanding of the strengths and limitations of your employee benefits program. This may include:

  • Comparing your plan with companies of similar size and industry
  • Reviewing the marketplace to find the best value from various insurance companies
  • Identifying program deficiencies and developing options for addressing them
  • Recommending adjustments in response to market or industry changes and trends

Alternative Pricing Arrangements

One-size-fits-all pricing is no longer the industry standard. Improved technology and greater pressure on insurers to meet client demands has changed all that.

We find the most cost-effective solution by analyzing:

  • Insured plans
  • Administrative services only (self-insurance)
  • Refund accounting
  • Risk tolerance

We work with you to balance the appropriate level of risk and self-insurance, while staying focused on long-term savings.

Cost Containment Strategies

There are a number of ways to reduce claim costs while making sure your people are still happy with the plan.

We identify what coverage is and is not important to your employees and how to best share the costs.

Employee Education

Attracting and retaining the best people takes more than a good employee benefits package. You must also ensure they understand its worth and use it to the fullest.

This means educating your employees and empowering them to make the most of their benefits. We make this possible by:

  • Conducting in-house employee seminars, including personal financial planning
  • Ensuring employees have a clear understanding of all the terms, conditions and exclusions
  • Managing a smooth transition when program strategies change
  • Encouraging employees to take an active role in monitoring cost of claims and usage efficiencies

Health and Wellness Initiatives

A healthy workforce is more productive and more profitable. We work with you to make the health and wellness of your employees a key part of your strategy.

We work with you to implement:

  • Executive medicals and health navigation services
  • Organizational health assessments
  • Wellness workshops
  • Employee assistance program
  • Healthy work site management

myHSA

HSA (Private Health Services Plan) is a Canada Revenue Agency-approved method to provide medical, dental, and vision benefits in a tax efficient manner. A corporation can write off 100% of the costs related to its HSA and all expenses reimbursed are tax-free to the employees. Every business owner who has an incorporated company should have one. It is the most tax effective way to run health, dental, and vision expenses through the corporation. If an employer wishes to offer benefits to their employees, they can create a custom plan arranged by class.

Learn more: https://meldrumhorne.myhsaaccess.com/Home

Call us to Book Your Consultation

888.548.8902

Have a question? Drop us a line or email info@meldrumhorne.com to discuss your employee benefit, group retirement, business insurance or financial planning needs.

Meldrum Horne has provided me with outstanding commitment and service in choosing and maintaining the right balance of benefits, showing our employees how much we care about them and their families. I would recommend Meldrum Horne to anyone looking for a benefits broker, they are a great team!
Gayle Moore, VP HR & Admin
Storm Internet Services
Let’s Talk - drop us a line.
888.548.8902 / info@meldrumhorne.com
222 Queen Street, Suite 301
Ottawa, Ontario, Canada
K1P 5V9
Monday to Friday:
8:00am–4:30pm
Saturday to Sunday: Closed
myHSA PlanDirect Benefits HQ
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