888.548.8902
  • Products
    • Employee Benefits & Retirement Planning
      • Employee Benefits
      • Group Retirement
      • Business Insurance
    • Personal Financial Planning
      • Financial Planning
      • Business Insurance
  • People
    • Our Story
    • Jamie Meldrum
    • Michael Horne
    • Andrea Lacelle
    • Vanessa Sanschagrin
    • Marita Gignac
    • Sacha Sirinyan
    • Cecilia Collins
  • Contact
  • News
888.548.8902

COVID-19: Are you travelling this winter?

COVID-19: Are you thinking of travelling this winter?

Are you thinking of travelling abroad? Do you rely on your group benefits Out-of-Country coverage?
Here’s what you need to know:

Travel advisories: You should check the Government of Canada Travel Advisory website before deciding to leave Canada. The Government is advising Canadians to avoid all non-essential travel outside of Canada. NOTE: Canada has issued a Level 3 advisory for COVID-19 for all countries, with the exception of cruises which are currently at a Level 4 advisory. Some borders could close as the COVID-19 situation changes and in such a case, you could have your coverage end while you are still abroad. This is why it’s important you know your policy’s time limit for out-of-country coverage and keep up to date on the information communicated to you by your carrier.

Coverage for COVID-19: Most benefit contracts cover medical emergencies outside of Canada, even those relating to an epidemic or pandemic. Insurers will standardly treat a medical emergency resulting from COVID-19 in the same way as any other medical emergency.  For a case to be considered a medical emergency, the person would have to have acute symptoms of an illness. A positive COVID-19 test without acute symptoms would not be considered a medical emergency.

It’s crucial for you to understand travel advisories and your coverage details before you commit to a trip abroad.

If you have questions, don’t hesitate to contact us anytime.

Previous Post Back Next Post
Let’s Talk - drop us a line.
888.548.8902 / info@meldrumhorne.com
222 Queen Street, Suite 301
Ottawa, Ontario, Canada
K1P 5V9
Monday to Friday:
8:00am–4:30pm
Saturday to Sunday: Closed
myHSA PlanDirect Benefits HQ
Sign-up for our Newsletter
© 2023 Meldrum Horne & Associates. All Rights Reserved. Legal. Disclosure.
Website Design by TRUEdotDESIGN