Amendment Bulletin: Manulife Financial - 09.11.2012

Effective December 1, plans that have Out-of-Country/Out-of-Province coverage or Emergency Travel Assistance (ETA) with Manulife Financial will have a 90-day stability clause for pre-existing conditions included as part of their policy. This provision will formalize our existing business practice and help to clarify the coverage available to plan members. It will also help provide a better plan member experience in the event of a claim. The Admin Bulletin will be issued to affected clients, mid November 2012.