Claims Reduction Strategies

There are a number of solutions that can help you reduce the costs of claims without jeopardizing the satisfaction of your employees.

Meldrum Horne & Associates will identify areas that are not needed and/or not valued by your employees. We can then recommend your best options for sharing the responsibility and costs of insurance with them.

There are several strategies for reducing the cost to the employer:

  • Deductibles
  • Coinsurance
  • Dispensing fees
  • Drug Formulary