Employee Benefits
  • Comprehesive health and dental programs
  • Healthcare spending accounts
  • Employee and family assistance programs
  • Alternative funding arrangements
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Individual Solutions
  • Life insurance
  • Investments
  • Disability Insurance
  • Long-term Care
  • Critical illness
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Executive programs
  • Buy-sell Insurance
  • Key-man insurance
  • Disability top-up
  • Shared interest
  • Corporate asset transfer
  • Critical illness
  • Supplemental retirement programs
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Retirement programs
  • Group RRSPs
  • Registered Pension Plans
  • Deferred profit sharing plans
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Welcome to Meldrum Horne & Associates

Our organization's growth and success can be attributed to our talent and passion in both identifying and solving our client's needs in often unique, unconventional, and highly effective ways. Meldrum Horne & Associates provides innovative solutions for all of your Employee Benefits, Pension, Insurance, and Retirement planning needs.

We are experts in the following areas:  

  • Understanding investment Costs - Read More
  • The Globe And Mail Feature - Michael Horne featured in The Globe And Mail Read More
  • Critical Illness Insurance Video - Bulletproof your plan with Critical Illness Insurance Read More