Planning for retirement is a challenging environment for everyone. People are living longer and therefore need retirement income for a longer period of time. Many people do not have workplace guaranteed pensions but have to rely on the Canada /Quebec Pension Plan, Old Age Security as their base retirement income. While those programs replace about 30% of pre-retirement income (based on $44000) the remaining gap has to be closed by the individual through RRSP’s, personal savings, and other assets that can generate income.

We work with our clients to develop goals and strategies that will achieve a realistic retirement income while taking into account the financial risk involved with living longer. 

For more information on this product, please contact our office